The structure of your home, including walls, roof, floors, built-in appliances, and other structural components. The maximum amount the insurance company will pay for covered losses to the dwelling.

Personal belongings within the home, including furniture, clothing, electronics, and other items. The maximum amount the insurance company will pay for covered losses to personal property.

Protects you against financial loss if you are held legally responsible for someone else's injury or property damage. The maximum amount the insurance company will pay for covered liability claims.

Covers the costs of living away from home if the home becomes uninhabitable due to a covered peril (like a fire). The maximum amount and duration for which ALE is provided.